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Family & social security · Checked 2026-10-03

Apply for your state retirement pension

The universal Basic Retirement Pension (BRP): becoming the State Age Pension (SAP) on 1 January 2027.

Who can applyResidents reaching pension age.
AuthoritySocial Security Division
OnlineNo
How long it takesApply 3 months before you become eligible so payment starts on time
Valid forFor life

Fees

ApplicationFree

Documents to bring

Steps

  1. Three months before your eligibility date, go to your Social Security Office.
  2. Bring the documents (original and one copy).
  3. Give your bank account details.
  4. Payment starts from your eligibility date.

Where to go

Common problems

Tips

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Sources

  1. Social Security Division: FAQs (documents, contributions, injuries)
  2. Social Security Division: pensions & benefits
  3. Annex to the Budget Speech 2026-2027 (Ministry of Finance)
  4. MoBriefs: Pension reform explained

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